Motus Financial - What is a surcharge?

What is a surcharge?

  • A surcharge is an additional fee that a merchant adds to a consumer’s bill when a credit card is utilized for payment.

Can I add a surcharge to transactions made with a credit card?

  • Under the settlement, U. S. merchants have the option of adding a surcharge to credit card transactions. However, merchants must decide if they want to surcharge at the ‘brand level’ or the ‘product level’, but not both.
    • Brand Level surcharging applies the same surcharge to all credit card transactions for a particular brand (Visa or MasterCard).
    • Product Level surcharging applies to a particular type of Visa or MasterCard credit card (e.g. Visa Signature, World Elite MasterCard)

Read More Below: What is a surcharge PDF


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